Buy Here Pay Here refers to a car dealership financing arrangement that involves making payments to the car lot at which you buy a car, Sometimes called in house financing. These buy here pay here car dealers are most often suited to people with bad credit, no credit, bankruptcy, or repossession, although most anyone can get approved.
I used to have a good credit and easily financed things that I needed but things turned sour as I maxed out on my credit cards and could not pay them on time. I did not realize how bad it got till I tried to finance a new car. The dealership declined my loan because of my credit report history. I knew of people who had worst credit than me that get financed for a new car. So, I asked around and did my own research.