Buy Here Pay Here

100% Acceptance in 60 seconds

Cars, Trucks & SUVs 🚙

  • FREE and Easy Process
  • Bad/Poor/No Credit OK
  • No Credit, No Problem!
  • No Obligation to Buy!
  1. Apply Online
    Apply in just minutes! Complete the application and get the in house financing options today. No obligation to activate.
  2. Connect with a Dealer
    Get paired with a car dealer in your area that will be most helpful to you.
  3. Shop and Drive
    After a dealer accepts your application you will be contacted to visit the dealer and shop.

Buy Here Pay Here Car Lots specializes in helping people who have bad credit, low credit, or have been denied due to bankruptcy drive again. If you can’t get approved through traditional financing, we offer an in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, we can help you get the financing you need. No credit score is too low!

An in house car financing or buy here pay here dealer is where you arrange a car deal and make payments directly to the dealership. You finance the vehicle through the buy here pay here dealership, no banks or a credit union are involved. In addition, you make bi-weekly or weekly payments at the buy here pay here dealership.

Note: With Buy Here Pay Here financing car dealerships, you will be asked to Apply Now through our secure online application and you will be qualified before you walk to the buy here pay here car lots. The salesperson will go through your current credit and income situation and start showing you the vehicles you will be qualified for.